Free tools

Debt Consolidation Calculator

See what interest rate you’d need to make consolidation worthwhile — and how much you could save if you qualify.

1Your existing commitments
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%
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$
%
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2Your blended interest

Weighted average rate

Across all your debts, weighted by balance

...

p.a. EIR

Total debt

Monthly repayment

Est. total interest

3Consolidation preferences
Tenure (how many months)12 months
6 months36 months
4Your consolidation scenarios
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Add your debts to see what rates would make consolidation worthwhile.